Revija Za Socijalnu Politiku Journal of Social Policy, 11(1), 2004, pp.39-61.
Publisher:
University of Zagreb
Looks at pension reform in Croatia that introduced tripartite public-private pension system in order to established a long-term sustainable system in which the responsibility for social security in old age would be moved from the state to the individual. [Article in Croatian].
Looks at pension reform in Croatia that introduced tripartite public-private pension system in order to established a long-term sustainable system in which the responsibility for social security in old age would be moved from the state to the individual. [Article in Croatian].
Journal of Comparative Social Welfare, 25(2), June 2009, pp.129-137.
Publisher:
Taylor and Francis
... for individuals across a range of circumstances under the multi-pillar retirement systems of Britain, Germany, Italy, the Netherlands and Switzerland. The findings show that the public pensions model may compare unfavourably with systems that rely substantially on privately administered provision when both are appraised in terms of distributive justice. In just systems, what counts is the role and scope
Egalitarian liberal justice requires redistributive income transfers to protect the basic liberties of all citizens, yet it has been asserted that privatisation is fundamentally inegalitarian, and therefore likely to impair the autonomy of the least advantaged. This article assesses the redistributive potential of public and private pension arrangements by simulating the probable outcomes for individuals across a range of circumstances under the multi-pillar retirement systems of Britain, Germany, Italy, the Netherlands and Switzerland. The findings show that the public pensions model may compare unfavourably with systems that rely substantially on privately administered provision when both are appraised in terms of distributive justice. In just systems, what counts is the role and scope of the public authority in framing and securing compliance with egalitarian aims and objectives, not the locus of retirement scheme administration.
Subject terms:
pensions, private sector, privatisation, public sector, rights, social welfare;
This report summarises a qualitative study undertaken by BMRB Social Research to survey customers with a long-term illness or disability, who did not speak English as their first language and non-white customers. These customers had expressed dissatisfaction with the service they had received from the Pension Service (TPS) and/or Disability Carers Service (DCS). The interviews were conducted throughout the South of England, the Midlands and the North of England between October and November 2008. Key findings were: varying levels of knowledge among respondents about available benefits and the claims process; barriers including language difficulties and problems obtaining documentation; respondents used a variety of sources of information, including healthcare professionals, family and friends, the media and other statutory and voluntary organisations in accessing the service. Recommendations are made on how to improve the experience of these customers in future
This report summarises a qualitative study undertaken by BMRB Social Research to survey customers with a long-term illness or disability, who did not speak English as their first language and non-white customers. These customers had expressed dissatisfaction with the service they had received from the Pension Service (TPS) and/or Disability Carers Service (DCS). The interviews were conducted throughout the South of England, the Midlands and the North of England between October and November 2008. Key findings were: varying levels of knowledge among respondents about available benefits and the claims process; barriers including language difficulties and problems obtaining documentation; respondents used a variety of sources of information, including healthcare professionals, family and friends, the media and other statutory and voluntary organisations in accessing the service. Recommendations are made on how to improve the experience of these customers in future
Subject terms:
immigrants, long term conditions, pensions, public sector, service users, access to services, allowances, black and minority ethnic people, communication, disabilities;
The report covers issues ranging from cost-benefit analysis, political and management support and staff issues such as pensions and the minimum wage. The position for both NHS Trusts and local authorities is taken into consideration throughout. For example, NHS Trusts have been known to start Social Firms to create employment for people with mental health problems in particular, and the Social
The report covers issues ranging from cost-benefit analysis, political and management support and staff issues such as pensions and the minimum wage. The position for both NHS Trusts and local authorities is taken into consideration throughout. For example, NHS Trusts have been known to start Social Firms to create employment for people with mental health problems in particular, and the Social Services departments of local authorities have tended to focus primarily on employment creation through Social Firms for people with learning disabilities. The report has been written in response to needs of the Social Firm sector, where many service provider organisations have started a Social Firm business to create employment for their disabled or disadvantaged client group but soon realise that these businesses are not always best placed within the original ‘host’ organisation and would do better as independent, or semi-independent entities. Although there are not many Social Firms that have come out of public authorities, there are a substantial number of NHS Trusts and Social Services departments currently grappling with the concept of externalising their Social Firm activities. It also ties into some of the government’s current strategies and policies, e.g. on public service delivery, third sector contracting and patient/service user-led services.
Subject terms:
pensions, privatisation, public sector, social services, user views, voluntary sector, contracts, cost effectiveness, disabilities;
Journal of European Social Policy, 13(3), August 2003, pp.245-279.
Publisher:
Sage
No serious discussion of possible pension reforms can dispense with some conception of what justice requires, both between and within generations. In this paper the authors first spell out step by step the implications for pension systems of a conception of social justice that articulates in coherent fashion the values of freedom, efficiency and solidarity heralded in the European project. They next consider in this light a number of important policy issues: Should policy makers move towards more funding and less 'pay as you go'? Towards a more private system? Towards a more Bismarckian system? Towards a higher retirement age? Towards a more unified European system?.
No serious discussion of possible pension reforms can dispense with some conception of what justice requires, both between and within generations. In this paper the authors first spell out step by step the implications for pension systems of a conception of social justice that articulates in coherent fashion the values of freedom, efficiency and solidarity heralded in the European project. They next consider in this light a number of important policy issues: Should policy makers move towards more funding and less 'pay as you go'? Towards a more private system? Towards a more Bismarckian system? Towards a higher retirement age? Towards a more unified European system?.
Subject terms:
pensions, private sector, public sector, retirement, social policy, welfare state, ageing, benefits, financing;
Today's pensions landscape looks better than yesterday's on average. But pensioner poverty remains, and there are no signs that tomorrow's landscape will look any brighter. To avoid the risk that tomorrow's pensioners are worse off than today's, reform of state pension policy has to be debated. Pensioners' incomes have risen, but so has the gap between the richest and the poorest. Private pension income makes the difference between rich and poor pensioners. A quarter of pensioners are in relative poverty. Typically, older pensioners are poorer, as are women, people from ethnic minorities and those who have been self-employed. To avoid the risk that tomorrow's pensioners are worse off than today's, reform of state pensions policy should be debated now.
Today's pensions landscape looks better than yesterday's on average. But pensioner poverty remains, and there are no signs that tomorrow's landscape will look any brighter. To avoid the risk that tomorrow's pensioners are worse off than today's, reform of state pension policy has to be debated. Pensioners' incomes have risen, but so has the gap between the richest and the poorest. Private pension income makes the difference between rich and poor pensioners. A quarter of pensioners are in relative poverty. Typically, older pensioners are poorer, as are women, people from ethnic minorities and those who have been self-employed. To avoid the risk that tomorrow's pensioners are worse off than today's, reform of state pensions policy should be debated now.
Social Policy and Administration, 37(3), June 2003, pp.271-287.
Publisher:
Wiley
In the UK early withdrawal from the labour market is seen as a risk and a cost, worsening the dependency ratio, raising public and private pension costs and threatening additional welfare expenditure over the longer term. Explanations of the retirement process have focused on the welfare state and the impact of pensions and other social security policies. This paper argues that a missing actor employers: one public-sector and two commercial. It examines the dynamics of the retirement decision. This paper reports the public-sector case. The findings indicate that employers, in order to reduce their pensions liabilities and stem the cost of early retirement, are trying to regain control of the retirement process. The employees interviewed felt they experienced little choice concerning their retirement, had limited knowledge of the options open to them and found pensions complicated and confusing.
In the UK early withdrawal from the labour market is seen as a risk and a cost, worsening the dependency ratio, raising public and private pension costs and threatening additional welfare expenditure over the longer term. Explanations of the retirement process have focused on the welfare state and the impact of pensions and other social security policies. This paper argues that a missing actor in these accounts is the employing organization. Early retirement in the UK has been predominantly driven by the labour requirements of employers rather than state policies to encourage older workers to take early retirement. There is a case for arguing that significant change in retirement behaviour in the UK will come primarily from the modification of employers' policies. This research is a case study of three employers: one public-sector and two commercial. It examines the dynamics of the retirement decision. This paper reports the public-sector case. The findings indicate that employers, in order to reduce their pensions liabilities and stem the cost of early retirement, are trying to regain control of the retirement process. The employees interviewed felt they experienced little choice concerning their retirement, had limited knowledge of the options open to them and found pensions complicated and confusing.
Subject terms:
labour market, pensions, private sector, public sector, retirement, social policy, social care provision, decision making, employment;
International Journal of Social Welfare, 9(4), October 2000, pp.270-284.
Publisher:
Wiley
This article argues that intergenerational tensions in the United States reflect a strategy for serving the aged that stresses the underlying values of individualism and self reliance. Using National survey data the article examines the extent to which Americans' view of public responsibility for the aged has shifted between the mid-1980s and late-1990s, a period characterized by the intensification of "generational" politics, as well as a growing hostility toward "big government". The results suggest that growing distrust of government and reluctance to help the poor has indirectly fuelled opposition to public spending on the older population.
This article argues that intergenerational tensions in the United States reflect a strategy for serving the aged that stresses the underlying values of individualism and self reliance. Using National survey data the article examines the extent to which Americans' view of public responsibility for the aged has shifted between the mid-1980s and late-1990s, a period characterized by the intensification of "generational" politics, as well as a growing hostility toward "big government". The results suggest that growing distrust of government and reluctance to help the poor has indirectly fuelled opposition to public spending on the older population.
Subject terms:
long term care, older people, pensions, private sector, public sector, social policy, social welfare, welfare state, ageing, attitudes;
Comments on the Green Paper "A new contact for welfare: Partnerships in pensions". Covers: adequacy standards, minimum income levels, balance between state and private provision, means-testing, the role of the basic pension, crediting carers, provision of information and advice, gender differences.
Comments on the Green Paper "A new contact for welfare: Partnerships in pensions". Covers: adequacy standards, minimum income levels, balance between state and private provision, means-testing, the role of the basic pension, crediting carers, provision of information and advice, gender differences.
Subject terms:
income, older people, pensions, private sector, public sector, social policy, carers, central government, gender, government policy;
A country-by-country examination of welfare provision for older people, focusing in particular on the mix of private and public sector provision. Volume 1 is on Czechoslovakia, Hungary, Poland and Yugoslavia; volume 2 is on Austria, Denmark, Finland, Israel and the Netherlands; volume 3 is on Canada, France, Germany, Italy and the United Kingdom.
A country-by-country examination of welfare provision for older people, focusing in particular on the mix of private and public sector provision. Volume 1 is on Czechoslovakia, Hungary, Poland and Yugoslavia; volume 2 is on Austria, Denmark, Finland, Israel and the Netherlands; volume 3 is on Canada, France, Germany, Italy and the United Kingdom.
Subject terms:
older people, pensions, private sector, public sector, residential care, social policy, social services, social care provision;