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Making the case for retirement villages
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2006
- Pagination:
- 4p.
- Place of publication:
- York
There has been a growing policy emphasis on promoting independence for older people, offering them choices, and improving their quality of life. Retirement villages appear to serve current policy agendas very well. They offer purposefully designed barrier-free housing with its associated autonomy, a range of facilities and activities that are not care related which generate opportunities for informal and formal social activity and engagement, alongside a range of care and support services that can respond quickly and flexibly to a range of care needs over time.
Volunteering in retirement
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2005
- Pagination:
- 4p.
- Place of publication:
- York
Volunteering can play a significant role in people's lives as they move from work to retirement. Yet various barriers, both institutional and attitudinal, appear to be deterring people from taking up volunteering later in life. For some older people, volunteering offers a 'structured' means of making a meaningful contribution in society once the opportunity to do so through work has been cut off. Whilst some older people volunteer because they have always done so, for others retirement is the trigger for volunteering for the first time. Older volunteers from black and minority ethnic communities were under-represented. Organisations had tried to broaden recruitment, usually without much success. This was put down to lack of resources for outreach work and to deep-rooted issues around the image of volunteering. Organisations which had had more success pointed to the importance of working with community leaders and black and minority ethnic groups in their community.
Ethnic minorities and their pensions decisions
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2001
- Pagination:
- 4p.
- Place of publication:
- York
This study, by Steven Nesbitt and David Neary at the Department of Applied Community Studies, the Manchester Metropolitan University, looked at the ability of Bangladeshi, Pakistani and white men living in Oldham to make informed choices between alternative forms of second tier pensions provision. Attention was given to respondents' levels of knowledge of the alternative types of pension, the values underpinning their ideas on pensions and their expectations for retirement.
The effect of tax and benefit policy over different 'model lifetimes'
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2004
- Pagination:
- 4p.
- Place of publication:
- York
In the short-term, policies to counter child and pensioner poverty and to promote work have produced positive results but further improvements will become more and more difficult to achieve. Policy focused on equal access to opportunities for low-paid people can fail because the opportunity is given too late to make a real impact on lifetime poverty or on long periods when savings and work incentives are seriously compromised. A lifetime 'opportunity trap' can exist where it is either too late or too costly to take up an opportunity or where taking it up has either no or only marginal impact on lifetime income profiles. Opportunity traps are heightened by having children - the combination of childcare costs, paying rent for family-sized accommodation, low pay and interactions with in-work benefits means that low-paid families can face high rates of marginal tax for at least 16 years. Families with children also face real dilemmas over their lifetime. Saving for retirement will make families poorer while there are children in the home but improve incomes in retirement. Failing to save for retirement reverses this so that avoiding child poverty may lead to poverty in retirement (the 'lifetime poverty see-saw'). Escaping from opportunity traps is difficult without raising earning capacity. Low-paid people may be able to catch up on one dimension of inequality but it would be very difficult to equalise life chances without combinations of generous pensions and good earnings progression. One-off interventions to raise income up to the average, such as retraining, are potentially more effective in reducing inequalities in life chances and bringing lifetime opportunities up to the average.
Residents' views of a continuing care retirement community
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2003
- Pagination:
- 4p.
- Place of publication:
- York
Hartrigg Oaks in New Earswick, York, is the first example in the UK of a Continuing Care Retirement Community (CCRC). This non-profit-making community, developed without government subsidy and run by the Joseph Rowntree Housing Trust, has a financing system unique in the UK. Capital payments and annual fees from each resident are pooled to fund care and support services for all the residents. This allows Hartrigg Oaks to charge a flat rate, inflation-linked fee, that will not rise even if a resident needs permanent residential care. (Residents can opt to pay for care as needed.) The objective is to achieve a balance between those residents who need care and support and those who do not make many demands on its care services. Hartrigg Oaks must therefore try to ensure that it has the right 'balance' of residents and appeals to the 'young-old' who anticipate living independently for some years to come. All potential residents undergo a health check.
Experiences and expectations of people leaving paid work after 50
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2002
- Pagination:
- 4p.
- Place of publication:
- York
Increasing numbers of people are leaving employment before standard retirement ages, through a combination of factors such as choice, redundancy, health difficulties and increased care commitments. This report examines the experiences of people in their fifties and sixties who have left paid work. The research looked at how people came to leave their jobs, how they had adjusted to life outside the labour market, and how they were spending their time in retirement.