Search results for ‘Subject term:"older people"’ Sort:
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An end to the means?
- Author:
- YOUNG Andrew
- Journal article citation:
- Community Care, 13.1.05, 2005, pp.32-33.
- Publisher:
- Reed Business Information
Pension credit has not been in operation for more than a year and it has helped many people over 60. However, there are sill aspects of the system that are unpopular. The recent interim report by the Pensions Commission puts the success of pension credit in a long-term perspective.
The Age-Related Payments Regulations (Northern Ireland) 2005: statutory rule 2005 no. 383
- Author:
- GREAT BRITAIN. Parliament
- Publisher:
- Stationery Office
- Publication year:
- 2005
- Pagination:
- 7p.
- Place of publication:
- London
These are the first Regulations made pursuant to Article 9 of the Age-Related Payments (Northern Ireland) Order 2004. They make provision for the payment of a one-off lump sum of £200 or £100 to households with occupants who have attained the age of 65 no later than the end of the week commencing Monday 19th September 2005 and who are not in receipt of the state pension credit guarantee credit and who are ordinarily resident in Northern Ireland on any day in that week. The Regulations also provide for the payment of £50 to households with occupants who have attained the age of 70 no later than the end of the week commencing Monday 19th September 2005 and who are in receipt of the state pension credit guarantee credit and ordinarily resident in Northern Ireland on any day in that week.
Options for financing private long-term care
- Author:
- JOSEPH ROWNTREE FOUNDATION
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2005
- Pagination:
- 4p.
- Place of publication:
- York
Long-term care provision in the United Kingdom has been the subject of much debate and analysis over the past decade, yet the issue of how to fund the cost of that care for future generations remains unresolved. Much of the debate has revolved around how the State should address the problem. As a consequence, the general public are unsure as to where their responsibilities and liabilities lie. There is a perceived unfairness around the current system which leaves significant financial responsibility resting with the individual above basic income and asset levels. Insurance plans designed to cater for the cost of care in later life have not been popular. As a result, most insurers have now withdrawn from this market.Investment-based plans have failed to maintain protection levels and have now also been withdrawn from the market. Annuities specially designed to fund care fees and which recognise reduced life expectancy do provide a solution for some, but access to advice at a time of crisis may be difficult. Equity release or lifetime mortgages are popular but are not being used as a way to fund care. The current pensions ‘crisis’ bears many of the same hallmarks as those relating to long-term care planning. As with the Pensions Commission Report, there does not appear to be one single solution to the problems surrounding long-term care. A combination of measures may be more likely to succeed.
Ageing and employment policies: Germany
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 167p, bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage setting to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Germany is part of a series of 21 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Ageing and employment policies: France
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 165p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting practices to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on France is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Ageing and employment policies: Australia
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 164p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting practices to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Australia is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Caring and pensioner poverty: a report on older carers, employment and benefits
- Author:
- CARERS UK
- Publisher:
- Carers UK
- Publication year:
- 2005
- Pagination:
- 17p.
- Place of publication:
- London
Provides evidence that one in ten older carers is having to cut-back on food to make ends meet, and nearly seven out of ten (68%) are having to cut back on other essentials such as clothes and heating.
Working later: raising the effective age of retirement
- Author:
- ROBINSON Peter
- Publisher:
- Institute for Public Policy Research
- Publication year:
- 2005
- Pagination:
- 53p.
- Place of publication:
- London
This book shows how difficult it will be to secure a political and popular consensus on pensions reform but shows how important it is to make any reforms transparent if the legacy of mistrust over pensions is to be overcome. The first part of this report, discusses the objectives of pensions reform and the problem of early labour market withdrawal. Examining the experience of other countries it shows how common are the problems of pensions reform and sets out some of the options facing the UK. At some point policy-makers will have to grasp the nettle of an increase in the state pension age. In the second part, the authors detail a series of ippr focus groups on people's attitudes to retirement and working later. They find evidence of considerable hostility to working and receiving the state pension later than 65, with many distrusting data on increased life expectancy.
Your rights 2005-06: a guide to money benefits for older people
- Author:
- WEST Sally
- Publisher:
- Age Concern
- Publication year:
- 2005
- Pagination:
- 204p.
- Place of publication:
- London
- Edition:
- 33rd
The book is divided into five parts, giving details about: pensions and retirement; financial help for people on a low income, including Pension Credit; benefits for disabled people and their carers; types of financial help, including the system for paying for care; and sources of national and local help.
Income mobility in old age in Britain and Germany
- Authors:
- ZAIDI Asghar, FRICK Joachim R., BUCHEL Felix
- Journal article citation:
- Ageing and Society, 25(4), July 2005, pp.543-565.
- Publisher:
- Cambridge University Press
Examines the income mobility experienced by older people living in Britain and Germany during the 1990s, and identifies the influential personal attributes and lifecourse events. The analysis uses British Household Panel Survey (BHPS) and German Socio-Economic Panel (SOEP) panel data. The comparative perspective yields insights about the different income experiences of older people in the two markedly different welfare regimes. It is found that old-age income mobility has been more pronounced in Britain than in Germany, and that in both countries its occurrence was strongly associated with changes in living arrangements, with the employment status of co-residents, and with widowhood among women. Unemployment during working life associated significantly with negative late-life income mobility. Among those on low incomes, a high share of income from an earnings-related pension had a significant and positive effect in both countries.