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Still not ready for ageing
- Author:
- READY FOR AGEING ALLIANCE
- Publisher:
- Ready for Ageing Alliance
- Publication year:
- 2016
- Pagination:
- 6
- Place of publication:
- London
Assesses progress made by the Government to the challenges of the ageing society since the formation of the Ready of Ageing Alliance in 2013. It is argued that the Government is failing to make sufficient progress in three key areas identified in the 2014 Alliance Manifesto. These are that the economy, our communities, and the health and care system is ready for an increasingly ageing population. The paper highlights that savings levels remain far too low and that future generations of older people will find themselves poorer than today’s pensioners; social care funding reform has received little discussion since plans for its reform were shelved; health and care face major staffing shortages over the short and medium; and there is insufficient progress in tackling isolation and loneliness and in ensuring communities are equipped to help people live independently for longer. It makes recommendations for Government, including the creation of a permanent commission on Demographic Change and a single point of contact in Government responsible for leading and responding to the challenges and opportunities of ageing. (Edited publisher abstract)
Towards a new age: the future of the UK welfare state
- Author:
- BRANCATI Cesira Urzi
- Editors:
- FRANKLIN Ben, HOCHLAF Dean
- Publisher:
- International Longevity Centre UK
- Publication year:
- 2016
- Pagination:
- 172
- Place of publication:
- London
Brings together a collection of essays from over 20 experts from different fields to consider how the welfare state should respond to the challenge of population ageing in order to ensure long term sustainability and maximise wellbeing. The report begins with a provocation which argues that population ageing, the welfare state and democracy might be incompatible. It then looks at challenges posed by ageing for the welfare state, including how ageing might affect economic growth and intergenerational fairness and the extent to which benefits and entitlements might need to change in order to support future sustainability. The main section of the report focuses on possible solutions to cope with demographic change. Essays explore: options for pensions reform; labour market challenges and reform options; reforming education; the future of health and care, focusing on better integration of health, social and community care and the importance of prevention for future sustainability; and recommendations for housing reform, including the importance of increasing the supply of houses for older people. The final two contributions explore the conditions that are most conducive to enabling reform and outline some general principles for a national debate on ageing and the welfare state. (Edited publisher abstract)
Never had it so good? Boom time for older people
- Authors:
- HANTON Angus, EMERSON Liz
- Journal article citation:
- Quality in Ageing and Older Adults, 16(1), 2015, pp.18-21.
- Publisher:
- Emerald
Purpose: Increasing longevity, while welcome, has far-reaching implications for the social contract between generations. These include eye-watering costs for health and social care, intense pressure on the old-age dependency ratio, changing power relations in politics and voting, and increasing pressure on in-work families. In a period of austerity, policy makers have chosen to protect older generations’ benefits and paid for this by slashing benefits for the young, in spite of growing evidence that wealth distribution has changed with older generations becoming wealthier than once thought. The paper concludes that age alone can no longer be used as a proxy for need. The paper aims to discuss these issues. Design/methodology/approach: This discussion paper uses original quantitative research and analysis undertaken by the Intergenerational Foundation (IF) (www.if.org.uk) which includes Freedom of Information requests to government departments. It brings together the think tank's research into demographics, ageing, policy, government debt and liabilities, benefit reform and spending patterns in order to investigate the changing distribution of wealth across the generations. Findings: It is clear that with changing distributions of wealth that age alone can no longer be used as a proxy for need. While older generations are becoming wealthier younger generations are becoming increasingly burdened by debt, with poorer prospects and being asked to maintain the current status quo. Originality/value: The paper contains original research conducted by the IF (www.if.org.uk) into spending patterns across the generations and annual public sector pensions. (Publisher abstract)
Government's response to the House of Lords Committee on Public Service and Demographic Change report 'Ready for ageing?': one year update: presented to Parliament by the Secretary of State for Health
- Author:
- GREAT BRITAIN. Department of Health
- Publisher:
- TSO
- Publication year:
- 2014
- Pagination:
- 32
- Place of publication:
- London
This report summarises the steps taken by Government to address the challenges of an ageing society, following their response to the recommendations of the Committee on Public Service and Demographic Change in July 2014. It focuses on what the government is doing to help older people in the following areas. Helping people live fuller working lives by supporting later working, improving health and well-being of the workforce and providing back to work support. Putting in place a new pensions system and ensuring older people have a secure retirement income. Making the health and care system more personalised and sustainable. Supporting people to live independent lives in older age through improved planning and involvement in their local communities though providing improvements in housing and transport, tackling loneliness and encouraging social participation . The final section reports on the Government efforts to ensure that policies are sustainable and can meet the challenges of an ageing society. (Edited publisher abstract)
How pensions can meet consumer needs under the new social care regime: an overview
- Author:
- PENSIONS AND LONG TERM CARE WORKING PARTY. Product Research Group
- Publisher:
- Institute and Faculty of Actuaries
- Publication year:
- 2014
- Pagination:
- 55
- Place of publication:
- London
This paper considers how pensions, pension wealth, and pension based products might be used to help fund long term care needs of older people following the implementation of the Care Act. It also considers the financial impact of the proposed cost cap for individuals in England from April 2016. Main sections of the report cover: the profile of potential consumers of care, care needs and current care costs; the probability of individuals reaching the cap by age, gender and region; potential product designs how they could be funded, together with their main advantages and disadvantages. The report also looks at the communications plans and legislative changes that would be necessary for individual/private funding of long term care to be viable. Recommendations include the need for: a good communication strategy on the likely impact of the cost cap for the population; good information and advice on different products for individuals in different situations; and regulatory and tax changes to encourage greater use of pensions for long term care. (Original abstract)
A new generational contract: the final report of the Intergenerational Commission
- Author:
- RESOLUTION FOUNDATION
- Publisher:
- Resolution Foundation
- Publication year:
- 2018
- Pagination:
- 229
- Place of publication:
- London
The final report of the Intergenerational Commission, which was convened by the Resolution Foundation to explore questions of intergenerational fairness in Britain. It provides an analysis of the intergenerational challenges the country faces and sets out a policy programme to tackle them. It draws on an examination of the experiences and prospects of different generations in Britain covering the areas of jobs and pay; housing; pensions, and living standards. The findings include that young adults have experienced poor pay outcomes, in contrast to older generations and young adults are making no income progress and accumulating much less wealth. The report also highlights risk for older people, due increasing need for health and social care services. Recommendations for policy include an increase in public funding for social care of more than £2 billion from reformed taxation of property, alongside property-based private contributions towards care costs; and the introduction of an ‘NHS levy’ via National Insurance on the earnings of those above State Pension age and limited National Insurance on occupational pension income. (Edited publisher abstract)