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The Bulgarian pension reform: post-accession issues and challenges
- Authors:
- ASENOVA Darinka, MCKINNON Roddy
- Journal article citation:
- Journal of European Social Policy, 17(4), November 2007, pp.389-396.
- Publisher:
- Sage
Focusing on the social impacts of the 2000—2 pension reform in Bulgaria, the article examines how Bulgarian pensioners cope with income risk in old age. Reporting that old-age pensions are frequently inadequate to household consumption needs, the authors argue for more generous tax-financed social pensions alongside contributory pension provision, to combat old-age poverty. As the poorest country to date to achieve European Union accession, the article concludes by suggesting that Bulgaria's pursuit of fuller integration and development within the EU cannot be divorced from better meeting the social security needs of its ageing population.
Pension policy in EU25 and its possible impact on elderly poverty: second report: revised July 2006
- Authors:
- ZAIDID Ashgar, MARIN Bernd, FUCHS Michael
- Publisher:
- European Centre for Social Welfare Policy and Research
- Publication year:
- 2006
- Pagination:
- 109p.
- Place of publication:
- Vienna
- Edition:
- Rev. ed.
This report provides insights into how pension reforms may impact on retirement incomes and risk of poverty among future pensioners. One common trend is that the generosity of pension benefits drawn from the public pension systems is on the decline. Moreover, reforms have changed in most instances the nature of pension provision from defined-benefit type provision to defined-contribution type provision. In general, this type of change shifts more pension risks towards the generation of current working age individuals, and also results in a more restrictive possibilities of redistribution to lower income individuals. In turn, it is likely that more and more pensioners will fall back on the means-tested social assistance benefits (where available) or else experience poverty.
21st century pension (in)security
- Author:
- CLARK Gordon
- Publisher:
- University of Oxford. Oxford Institute of Ageing
- Publication year:
- 2002
- Pagination:
- 29p.
- Place of publication:
- Oxford
The influence of today's massive pension funds is being felt in every capital market in the world. Far from timidity institutional investors are using their influence to engage and in some cases aggressively challenge the management of corporations in which they invest in order to ensure long-term shareholder value for future beneficiaries. This corporate engagement reflects a power shift within the firm away from managers and toward shareholders and the institutional investors who represent them.
Financing the future: mind the gap!: the implications of an ageing population; key findings and proposed actions
- Editors:
- BAKER David, PRICE Marcus
- Publisher:
- Financial Services Authority
- Publication year:
- 2002
- Pagination:
- 43p.
- Place of publication:
- London
This report examines the pensions crisis and advises on the risks involved, and the alternatives available to both employers and employees.
Reconstructing old age: new agendas in social theory and practice
- Author:
- PHILLIPSON Chris
- Publisher:
- Sage
- Publication year:
- 1998
- Pagination:
- 169p.,bibliog.
- Place of publication:
- London
Outlines the changing contexts and experiences associated with later life as we move into a new century, and reviews the different theoretical explanations that attempt to define these changes. Argues that changes to pensions, employment and retirement, and intergenerational relations, are placing doubts on the meaning and purpose of growing old. Later life is being reconstructed as a period of potential choice, but also one of risk and danger.
Equity, efficiency and growth: the future of the welfare state
- Editors:
- BALDASSARI Mario, PAGANETTO Luigi, PHELPS Edmund S.
- Publisher:
- Macmillan
- Publication year:
- 1996
- Pagination:
- 428p.,diags.,tables,bibliogs.
- Place of publication:
- Basingstoke
In the post-war period, spending on social security, health and education has grown continuously in the leading industrialised countries. The considerable size of this spending as a percentage of GDP together with the ageing population raise doubts on the sustainability of welfare spending. Argues that the welfare state should be reconstructed not only through readjustment of the social security system but also a change in unemployment benefits and the taxation of workers to avoid the perverse spiral that may be produced in the future by cuts in welfare benefits, growing unemployment and the need to further reduce the social security services.
Risk, insurance and welfare: the changing balance between public and private protection
- Author:
- ASSOCIATION OF BRITISH INSURERS
- Publisher:
- Association of British Insurers
- Publication year:
- 1995
- Pagination:
- 113p.,tables,bibliogs.
- Place of publication:
- London
Report aiming to raise awareness of the importance of insurance in the policy debate about future arrangements for protection against various life risks. Includes chapters on: the insurance of medical risks; long term care of older people; responding to the risk of unemployment; providing fair pensions efficiently; legal expenses - state legal aid and market for legal expenses insurance; corporate liability; sickness and disability insurance in the public and private sectors; and accidental damage and personal injury.