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Review of care products: key messages
- Author:
- GREAT BRITAIN. Department of Health
- Publisher:
- Department of Health
- Publication year:
- 2014
- Pagination:
- 4
- Place of publication:
- London
The Department of Health invited representatives of the financial services industry to conduct a review of the market of products to fund care. These reports have identified opportunities for development of financial care products and the problems they might face. This short report presents key messages from the financial services industry, which briefly outlines the types of plans those entering care (mainly aged 75+), the ‘semi-retired’, and those of working age should make. It suggests the sorts of “products” that could help with care costs, e.g. Equity Release; and that certain conditions are also needed to create consumer demand for such products to make provision for care, for example helping people to access good financial advice. The review was supported by 3 industry-led working groups that looked a: consumers and the marketplace, housing and equity, and pensions and insurance. (Edited publisher abstract)
Caps, opt-ins, opt outs: is England making progress in reforming care funding?
- Author:
- LLOYD James
- Publisher:
- Strategic Society Centre
- Publication year:
- 2012
- Pagination:
- 24p.
- Place of publication:
- London
This discussion paper provides a response to the government's recent progress report on care funding. The government’s report ‘Caring for our future: progress report on funding reform’, July 2012, set out the government's response to the recommendations of the Commission on Funding of Care and Support. In this document, the government accepts as the basis for reform the principle put forward by the Commission of financial protection through capped costs and an extended means test, but reveals that it will not make a decision on the capped cost model until the next Spending Review expected in late 2013. This response paper argues that the government's progress report effectively acknowledges that care funding reform could proceed on a cost-neutral basis for the Treasury, and not interfere with the government's deficit reduction strategy. However, the government fails to set out any of the options for paying for care funding reform and does not seek to use its report to inform a wider debate on this issue. This discussion paper suggests that progress toward care funding reform may occur in several ways: public acceptance of the difficult tax and spending decisions required to make the capped cost model cost-neutral for the Treasury; the implementation of a low-cost capped cost model; or the creation of a voluntary capped cost state-sponsored insurance scheme that becomes mandatory over time.
The impact of devolution: long-term care provision in the UK
- Author:
- BELL David
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2010
- Pagination:
- 41p., bibliog.
- Place of publication:
- York
This report on long-term care provision policies, from a series on the impact of 10 years devolved government in the United Kingdom, considers the constraint that tax and benefit structure (control of which remains centrally within the Departmental Expenditure Limits (DEL) system), has on Scotland, Northern Ireland, Wales and England. The importance of having secondary social care, funded from Annually Managed Expenditure by the Department for Work and Pensions (DWP) and less bound to annual budgets than DEL, in minimising diversity of delivered care is discussed. The inability of devolved governments to steer DWP, due to weak intergovernmental relations, is highlighted and in section 2 Scottish attendance allowances and Welsh domiciliary care charges are contrasted. Section 3 details demand for care varies more within countries than between them, while section 4 highlights divergence in older people’s ability to pay. A current snapshot of care provision across the UK in section 5, is followed by a focus on free personal care, personalisation and charging in Section 6. Section 7 reiterates that policies can be constrained as well as enhanced by devolution. Other reports, in this series, detail area based regeneration, indicators of poverty and social exclusion, employment and employability and housing and homelessness.
Older people's vision for long-term care
- Authors:
- BOWERS Helen, et al
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2009
- Pagination:
- 56p., bibliog.
- Place of publication:
- York
The research project explored the voice, choice and control of older people living with high support needs. The research involved a scoping study exploring the current role of long term care; a series of discussions with older people, their families and professionals; synthesis of key messages with a diverse advisory group; local feedback; and a national ‘sounding board’ event to identify the key messages to be shared. Those involved in the study emphasised the need for all sectors to work to ensure that older people's vision for their own future is widely owned and used to move from the current default model of residential care towards a range of more flexible options.
Review of older people's engagement with government
- Author:
- ELBOURNE John
- Publisher:
- Great Britain. Department for Work and Pensions
- Publication year:
- 2008
- Pagination:
- 83p., bibliog.
- Place of publication:
- London
On 22 May 2008, the Minister for Pensions Reform, Mike O’Brien announced that John Elbourne had been asked to: “Examine the current arrangements for the engagement of older people and the ability of those arrangements to inform policy and actions of Government at all levels". John publishes this emerging finding on 9 October 2008. On 18 November 2008, John presented his final report to Government. To ensure that everyone with an interest in this important area has an opportunity to provide views on John’s findings and recommendations, Rosie Winterton, Minister of State for Pensions and the Ageing Society is inviting comments.
Funding long-term care for older people: lessons from other countries
- Authors:
- GLENDINNING Caroline, et al
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2004
- Pagination:
- 35p., bibliog.
- Place of publication:
- York
An evaluation of how other countries are devising fair and sustainable ways of funding long-term care for older people. Like the UK, many other countries are facing challenges in devising fair and sustainable ways of funding the long-term care needed by new generations of older people. While the challenges are similar, their responses are sometimes very different from our own. Nevertheless, their experiences can provide valuable lessons for the UK. This report draws on the experiences of long-term care funding – both the raising of revenue and the mechanisms by which it is allocated to services and allowances – in Australia, Austria, Denmark, France, Germany, Japan, Netherlands, Scotland and the United States.
The cross-Atlantic exchange to advance long-term care: background paper prepared for the European Commission and AARP joint conference on long-term care 13 September 2006, Brussels
- Authors:
- TSOLOVA Svetla, MORTENSEN Jorgen
- Publisher:
- Centre for European Policy Studies
- Publication year:
- 2006
- Pagination:
- 26p., bibliog.
- Place of publication:
- Brussels
This background paper begins with a discussion of the overall goal of promoting healthy and active ageing. It highlights the fact that the world’s population is ageing rapidly and with the exception of Japan, the world’s 25 oldest countries are all in Europe. However, the need for long-term care (LTC) services is not dependent on age alone; people with limitations in self-care or mobility, seniors living alone and on low income are also important indicators. Taking this into account, the overall proportion of older people in need of LTC is found to be approximately the same in the US and the EU.
Choosing a care home
- Author:
- GOUDGE Mary V.
- Publisher:
- How To Books
- Publication year:
- 2004
- Pagination:
- 175p.
- Place of publication:
- Oxford
As the age of the population is rising, so is the demand for homes where frail, elderly and others who are unable to look after themselves can be offered long term care. This text presents practical advice on how to plan this critically important move and ensure that it works well for all concerned.
Attitudes towards long-term care for elderly people: evidence submitted to the health committee
- Authors:
- PARKER Gillian, CLARKE Harriet
- Publisher:
- University of Leicester. Nuffield Community Care Studies Unit
- Publication year:
- 1996
- Pagination:
- 50p
- Place of publication:
- Leicester
Much of the debate about the provision of long-term care for elderly people and who should be responsible for it has taken place in a vacuum of information about the options for different forms of provision, their costs, and their feasibility. Most importantly, reearchers know neither what the public at large believes to be the correct balance between the state, the family and the individual in relation to providing or paying for care for older people, nor if and how those beliefs are translated into action. It is this gap that this research is attempting to fill. This paper presents preliminary analysis of data collected during a national survey of attitudes and beliefs about long-term care in old age. This survey is the first stage of the project; the second stage will involve detailed interviews with a smaller sample of people and will explore their actual behaviour against the attitudes they expressed in the first stage.
The business of caring: King's Fund inquiry into care services for older people in London
- Authors:
- ROBINSON Janice, BANKS Penny
- Publisher:
- King's Fund
- Publication year:
- 2005
- Pagination:
- 177p.,bibliog.
- Place of publication:
- London
Concerns about the care system for older people have been commonplace in recent years. Aware of these concerns, the King's Fund established an Inquiry into the way in which care services are provided for older people in London. Drawing on the experience of older people and their carers, care staff and managers, regulators, and commissioners, the year-long Inquiry concluded that there are major shortcomings in the current care system that disadvantage older people and their carers. This report of their findings calls for investment in market development, reform of social policies and mobilisation of more public and private resources.