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Understanding socio-economic inequalities affecting older people
- Author:
- McGILL Paul
- Publisher:
- Centre for Ageing Research and Development in Ireland
- Publication year:
- 2014
- Pagination:
- 74
- Place of publication:
- Belfast
This report explores socio-economic inequalities and investigates whether there are inequalities that affect older people as a group compared with younger people, or inequalities that exist within the older population. It also examines how these inequalities change over time and whether they have a detrimental impact on older people or on a substantial number of them. Finally, it considers how harmful socio-economic inequalities can be reduced or eliminated and what the implications for policy-making are. Socio-economic inequalities are examined in three contexts. Chapter 1 examines evidence in Ireland, North and South, contained in research reports funded by the Centre for Ageing Research and Development in Ireland (CARDI). Chapter 2 carries out an analysis of spatial deprivation, specifically the proportion of older people in small areas of Northern Ireland with low incomes. Chapter 3 examines the earnings and incomes of older people in Ireland, North and South, including the impact of the first few years of the recession. Chapter 4 then sets out some of the general policy background to inequalities and outlines policy developments in Ireland, North and South. Finally, Chapter 5 discusses the policy implications with reference to the preceding chapters. (Edited publisher abstract)
Assessing the distributional impact of reforms to disability benefits for older people in the UK: implications of alternative measures of income and disability costs
- Authors:
- HANCOCK Ruth, PUDNEY Stephen
- Journal article citation:
- Ageing and Society, 34(2), 2014, pp.232-257.
- Publisher:
- Cambridge University Press
The UK Attendance Allowance (AA) and Disability Living Allowance (DLA) are non-means-tested benefits paid to many disabled people aged 65 + . They may also increase entitlements to means-tested benefits through the Severe Disability Premium (SDP). The authors investigate proposed reforms involving withdrawal of AA/DLA. Despite their present non-means-tested nature, they show that withdrawal would affect mainly low-income people, whose losses could be mitigated if SDP were retained at its current or a higher level. The authors also show the importance of the method of describing distributional impacts and that use of inappropriate income definitions in official reports has overstated recipients' capacity to absorb the loss of these benefits. (Publisher abstract)
The changing face of retirement: future patterns of work, health, care and income among the older population
- Authors:
- EMMERSON Carl, HEALD Katherine, HOOD Andrew
- Publisher:
- Institute for Fiscal Studies
- Publication year:
- 2014
- Pagination:
- 66
- Place of publication:
- London
Using date from the English Longitudinal Study of Ageing, this report presents projections of mortality, family composition, health, care receipt, care provision, labour supply and receipt of disability benefits for people aged 65 and over from 2010-11 through to 2022-23. It also provides projections of wealth and incomes, and offers commentary on the net income distribution and rates of poverty for those aged 65 and over through to the early 2020s The final section of the report discusses the effect some alternative policy scenarios could have on the evolution of these incomes. (Edited publisher abstract)
Government's response to the House of Lords Committee on Public Service and Demographic Change report 'Ready for ageing?': one year update: presented to Parliament by the Secretary of State for Health
- Author:
- GREAT BRITAIN. Department of Health
- Publisher:
- TSO
- Publication year:
- 2014
- Pagination:
- 32
- Place of publication:
- London
This report summarises the steps taken by Government to address the challenges of an ageing society, following their response to the recommendations of the Committee on Public Service and Demographic Change in July 2014. It focuses on what the government is doing to help older people in the following areas. Helping people live fuller working lives by supporting later working, improving health and well-being of the workforce and providing back to work support. Putting in place a new pensions system and ensuring older people have a secure retirement income. Making the health and care system more personalised and sustainable. Supporting people to live independent lives in older age through improved planning and involvement in their local communities though providing improvements in housing and transport, tackling loneliness and encouraging social participation . The final section reports on the Government efforts to ensure that policies are sustainable and can meet the challenges of an ageing society. (Edited publisher abstract)
Agenda for later life 2014: public policy for later life
- Author:
- VASS Jane
- Publisher:
- Age UK
- Publication year:
- 2014
- Pagination:
- 93
- Place of publication:
- London
This report summarises Age UK’s annual overview of how society is meeting the needs of people in later life. It sets out the steps that need to be taken to ensure that older people can stay independent and enjoy a fulfilling life. The report provides an overview of what has been achieved over the past five years, and sets out a vision of what is needed to build a society that is ready for ageing. In particular, it focuses on key financial aspects of old age, including the pension system, personal income, poverty and access to financial services and information for older people; on public health, prevention and wellbeing, including physical activity, nutrition, frailty and dementia; on the quality of health and care, arguing for the need for increased funding for care and support services, and for greater availability of integrated services and age-friendly health services; on housing provision which is responsive to the needs of an ageing population; and on participation and engagement to ensure older people can continue to contribute as fully as they wish to society. (Edited publisher abstract)
How pensions can meet consumer needs under the new social care regime: an overview
- Author:
- PENSIONS AND LONG TERM CARE WORKING PARTY. Product Research Group
- Publisher:
- Institute and Faculty of Actuaries
- Publication year:
- 2014
- Pagination:
- 55
- Place of publication:
- London
This paper considers how pensions, pension wealth, and pension based products might be used to help fund long term care needs of older people following the implementation of the Care Act. It also considers the financial impact of the proposed cost cap for individuals in England from April 2016. Main sections of the report cover: the profile of potential consumers of care, care needs and current care costs; the probability of individuals reaching the cap by age, gender and region; potential product designs how they could be funded, together with their main advantages and disadvantages. The report also looks at the communications plans and legislative changes that would be necessary for individual/private funding of long term care to be viable. Recommendations include the need for: a good communication strategy on the likely impact of the cost cap for the population; good information and advice on different products for individuals in different situations; and regulatory and tax changes to encourage greater use of pensions for long term care. (Original abstract)