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Review of care products: key messages
- Author:
- GREAT BRITAIN. Department of Health
- Publisher:
- Department of Health
- Publication year:
- 2014
- Pagination:
- 4
- Place of publication:
- London
The Department of Health invited representatives of the financial services industry to conduct a review of the market of products to fund care. These reports have identified opportunities for development of financial care products and the problems they might face. This short report presents key messages from the financial services industry, which briefly outlines the types of plans those entering care (mainly aged 75+), the ‘semi-retired’, and those of working age should make. It suggests the sorts of “products” that could help with care costs, e.g. Equity Release; and that certain conditions are also needed to create consumer demand for such products to make provision for care, for example helping people to access good financial advice. The review was supported by 3 industry-led working groups that looked a: consumers and the marketplace, housing and equity, and pensions and insurance. (Edited publisher abstract)
Caps, opt-ins, opt outs: is England making progress in reforming care funding?
- Author:
- LLOYD James
- Publisher:
- Strategic Society Centre
- Publication year:
- 2012
- Pagination:
- 24p.
- Place of publication:
- London
This discussion paper provides a response to the government's recent progress report on care funding. The government’s report ‘Caring for our future: progress report on funding reform’, July 2012, set out the government's response to the recommendations of the Commission on Funding of Care and Support. In this document, the government accepts as the basis for reform the principle put forward by the Commission of financial protection through capped costs and an extended means test, but reveals that it will not make a decision on the capped cost model until the next Spending Review expected in late 2013. This response paper argues that the government's progress report effectively acknowledges that care funding reform could proceed on a cost-neutral basis for the Treasury, and not interfere with the government's deficit reduction strategy. However, the government fails to set out any of the options for paying for care funding reform and does not seek to use its report to inform a wider debate on this issue. This discussion paper suggests that progress toward care funding reform may occur in several ways: public acceptance of the difficult tax and spending decisions required to make the capped cost model cost-neutral for the Treasury; the implementation of a low-cost capped cost model; or the creation of a voluntary capped cost state-sponsored insurance scheme that becomes mandatory over time.
The Scottish way
- Author:
- MARSHALL Mary
- Journal article citation:
- Professional Social Work, July 2008, pp.16-17.
- Publisher:
- British Association of Social Workers
This article analyses Scotland's free personal care policy and describes how this alternative approach to care funding has worked.
How will government defuse the demographic time bomb?
- Author:
- GOULD Mark
- Journal article citation:
- Health Service Journal, 22.11.07, 2007, pp.14-15.
- Publisher:
- Emap Healthcare
With an ageing population, how can the government fund a system of long-term care for the elderly? This article looks at the dilemma and possible solutions in light of next years planned government consultation and green paper.
Funding long-term care for older people: lessons from other countries
- Authors:
- GLENDINNING Caroline, et al
- Publisher:
- Joseph Rowntree Foundation
- Publication year:
- 2004
- Pagination:
- 35p., bibliog.
- Place of publication:
- York
An evaluation of how other countries are devising fair and sustainable ways of funding long-term care for older people. Like the UK, many other countries are facing challenges in devising fair and sustainable ways of funding the long-term care needed by new generations of older people. While the challenges are similar, their responses are sometimes very different from our own. Nevertheless, their experiences can provide valuable lessons for the UK. This report draws on the experiences of long-term care funding – both the raising of revenue and the mechanisms by which it is allocated to services and allowances – in Australia, Austria, Denmark, France, Germany, Japan, Netherlands, Scotland and the United States.
Will Wanless inject hope?
- Author:
- SNELL Janet
- Journal article citation:
- Community Care, 13.04.06, 2006, pp.34-35.
- Publisher:
- Reed Business Information
The social care sector in England has enthusiastically welcomed the Wanless report. The author discusses how much of it the government will adopt.
The £30bn question
- Author:
- GLASBY Jon
- Journal article citation:
- Community Care, 13.04.06, 2006, pp.36-37.
- Publisher:
- Reed Business Information
This article explores how the Wanless review's findings are social care's best hope for future funding and why policy makers need to make it work.
Future shock
- Author:
- SMITH Chris
- Journal article citation:
- Care and Health Magazine, 25.5.04, 2004, pp.18-20.
- Publisher:
- Care and Health
In this article, the third of a four-part series looking at older people's care, the authors look at demands for choice in social care and asks how older people's care will be organised and who will pay for it.
Paying for long-term care
- Authors:
- RICHARDS Edward, WILSDON Tim, LYONS Sean
- Publisher:
- Institute for Public Policy Research
- Publication year:
- 1996
- Pagination:
- 162p.,tables,bibliogs.
- Place of publication:
- London
Report looking at future provision of long-term care. Projects future patterns of demand and supply and costs a range of options for funding long-term care. Includes a section on the German system.
Long-term care: future provision and funding; minutes of evidence, Thursday 11 January 1996
- Author:
- GREAT BRITAIN. Parliament. House of Commons. Health Committee
- Publisher:
- HMSO
- Publication year:
- 1996
- Pagination:
- 20p.
- Place of publication:
- London