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Pension policy in EU25 and its possible impact on elderly poverty: second report: revised July 2006
- Authors:
- ZAIDID Ashgar, MARIN Bernd, FUCHS Michael
- Publisher:
- European Centre for Social Welfare Policy and Research
- Publication year:
- 2006
- Pagination:
- 109p.
- Place of publication:
- Vienna
- Edition:
- Rev. ed.
This report provides insights into how pension reforms may impact on retirement incomes and risk of poverty among future pensioners. One common trend is that the generosity of pension benefits drawn from the public pension systems is on the decline. Moreover, reforms have changed in most instances the nature of pension provision from defined-benefit type provision to defined-contribution type provision. In general, this type of change shifts more pension risks towards the generation of current working age individuals, and also results in a more restrictive possibilities of redistribution to lower income individuals. In turn, it is likely that more and more pensioners will fall back on the means-tested social assistance benefits (where available) or else experience poverty.
Ageing and employment policies: Spain
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2003
- Pagination:
- 119p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting practices to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Spain is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Demographic aspects of population ageing
- Authors:
- FALKINGHAM Jane, GRUNDY Emily
- Publisher:
- Economic and Social Research Council
- Publication year:
- 2006
- Pagination:
- 29p.
- Place of publication:
- Swindon
It is well known that the population is ageing but the implications for policy, and the statistics needed to inform policy, are the subject of current discussion amongst demographers. The growing proportion of the population that are older people is of primary interest in some key policy areas such as health, housing, social services and pensions, this latter including policies on benefits and tax allowances. Intergenerational transfer between older and younger people, both financial and social, needs to be analysed. Whilst it is accepted that population ageing is inevitable, the speed of ageing and the future ageing structures of the population will vary depending on the key demographic components that cause population change. For example, the impact of fertility needs to be considered, as this is one of the main drivers of population ageing. This migration of older people and their geographical distribution will be important to those concerned with a service provision.
Ageing and employment policies: Germany
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 167p, bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage setting to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Germany is part of a series of 21 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Ageing and employment policies: France
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 165p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting practices to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on France is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Ageing and employment policies: Italy
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2004
- Pagination:
- 129p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Italy is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Ageing and employment policies: Australia
- Author:
- ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT
- Publisher:
- Organisation for Economic Co-operation and Development
- Publication year:
- 2005
- Pagination:
- 164p., bibliog.
- Place of publication:
- Paris
In the face of rapid population ageing and the trend towards early retirement, there is a need to promote better employment opportunities for older people. Much has been said about the need for reform of old-age pensions and early retirement schemes but this may not be sufficient to raise employment rates for older people significantly or to reduce the future risk of labour shortages. Both governments and firms will need to take active measures to adapt wage-setting practices to ageing workforces, to address the extent to which other welfare schemes act as pathways to early retirement, to tackle age discrimination and to improve the job skills and working conditions of older workers. In addition, older workers will need to change their own attitudes towards working longer and acquiring new skills. Little is known about what countries have been doing or should be doing in these areas. This report on Australia is part of a series of around 20 OECD country reports that are intended to fill this gap. Each report contains a survey of the main barriers to employment for older workers, an assessment of the adequacy and effectiveness of existing measures to overcome these barriers and a set of policy recommendations for further action by the public authorities and social partners.
Pensions symposium: markets, policies and people; June 2001
- Authors:
- HELP THE AGED, OXFORD CENTRE ON POPULATION AGEING
- Publisher:
- Help the Aged
- Publication year:
- 2001
- Pagination:
- 8p.
- Place of publication:
- London
Given current social security arrangements and policies, the transition towards more elderly people relative to the number of workers will have pervasive effects on factor and product markets and will substantially impact on public finances, with important distributional implications, both between existing retirees and the working-age population as well as between current and future generations.
Another Dutch miracle? Explaining Dutch and German pension trajectories
- Author:
- HAVERLAND Mark
- Journal article citation:
- Journal of European Social Policy, 11(4), November 2001, pp.308-323.
- Publisher:
- Sage
This paper compares old-age pension policy trajectories in the Netherlands and Germany. These two advanced welfare states have developed different financial arrangements despite similarities in policy legacies, political institutions and party systems. Both countries established and extended comprehensive pay-as- you-go financed public pension schemes in the 1950s and 1960s. However, the Netherlands achieved a fully fledged multi-tiered pension system with a strong funded component, while until recently the German system relied almost exclusively on pay-as-you-go financing. The Netherlands has, therefore, a financially more viable and sustainable set of pension arrangements than Germany, at least under the current and foreseeable economic and demographic conditions. The paper reconstructs the pension trajectories in the two countries in order to explore the role of path dependency, political choice and contingency in explaining this divergence. It is argued that divergence is essentially unrelated to different strategic choices or variations in institutional capacities for reform. Instead, divergence is the largely unintended consequence of a series of incremental decisions in combination with contingent events and developments.
Towards a new age: the future of the UK welfare state
- Author:
- BRANCATI Cesira Urzi
- Editors:
- FRANKLIN Ben, HOCHLAF Dean
- Publisher:
- International Longevity Centre UK
- Publication year:
- 2016
- Pagination:
- 172
- Place of publication:
- London
Brings together a collection of essays from over 20 experts from different fields to consider how the welfare state should respond to the challenge of population ageing in order to ensure long term sustainability and maximise wellbeing. The report begins with a provocation which argues that population ageing, the welfare state and democracy might be incompatible. It then looks at challenges posed by ageing for the welfare state, including how ageing might affect economic growth and intergenerational fairness and the extent to which benefits and entitlements might need to change in order to support future sustainability. The main section of the report focuses on possible solutions to cope with demographic change. Essays explore: options for pensions reform; labour market challenges and reform options; reforming education; the future of health and care, focusing on better integration of health, social and community care and the importance of prevention for future sustainability; and recommendations for housing reform, including the importance of increasing the supply of houses for older people. The final two contributions explore the conditions that are most conducive to enabling reform and outline some general principles for a national debate on ageing and the welfare state. (Edited publisher abstract)