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An impossible dream no longer
- Author:
- BILLINGS Darron
- Journal article citation:
- Learning Disability Today, 9(7), October 2009, pp.34-35.
- Publisher:
- Pavilion
- Place of publication:
- Hove
In this article, the author describes how individuals with disabilities, including complex needs, can share the benefit of owning their own home. For disabled people on benefits, home ownerships might seem like an impossible dream. But, for an ever increasing number of people with learning difficulties this dream is turning into a reality. The article outlines how MySafeHome, in 1997, came up with a model where the house buyer joins forces with a housing association to jointly purchase a property. Benefits are used to pay both the mortgage interest to the lender, and the rent payable on the housing association’s share. As a result many home owners face little or no personal expenditure. The article highlights those who might benefit from the scheme, and describes the home ownership benefits. A brief case example is detailed.