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Swamps and alligators: the future for low cost home ownership
- Author:
- MARTIN Graham
- Publisher:
- Joseph Rowntree Foundation,|York Publishing Services
- Publication year:
- 2001
- Pagination:
- 76p.
- Place of publication:
- York
House prices are now so high that in many areas health service staff, teachers, transport workers and others required for the success of the local economy cannot afford to buy a home without help. This report looks at how Government, Housing Corporation and housing associations can work together to improve low cost home ownership schemes as a bridge between subsidised renting housing and full open market purchase. Strategic use of low-cost home-ownership initiatives can achieve wider benefits, in addition to increasing housing supply: they can help achieve more inclusive, mixed-income communities, contributing to economic and social stability in both high and low value areas.
Transport, the environment and social exclusion
- Authors:
- LUCAS Karen, GROSVENOR Tim, SIMPSON Roona
- Publisher:
- Joseph Rowntree Foundation,|York Publishing Services
- Publication year:
- 2001
- Pagination:
- 54p.,bibliogs.
- Place of publication:
- York
The last twenty years have seen a dramatic growth in both vehicle numbers and the distances driven in all industrialised societies. Car-ownership is now the norm for most households. Ever-rising car-ownership has led to increasing concerns about the harmful effects of transport on the natural environment and quality of life for groups without regular access to a car. Nevertheless, policies which aim to mitigate the environmental impacts of traffic may sometimes come into conflict with the social inclusion of low-income and other disadvantaged groups and communities.
People with preserved rights: a socially excluded minority
- Author:
- LAING William
- Publisher:
- Joseph Rowntree Foundation,|York Publishing Services
- Publication year:
- 2000
- Pagination:
- 33p.
- Place of publication:
- York
This study assesses different policy options to address the anomalous position of care homes residents with ‘preserved rights’. By August 1999, there were still some 64,000 care home residents whose only source of state funding was ‘preserved rights’ Income Support. The main brunt of financial disadvantage is borne by older claimants and their families in the more affluent parts of the country, where Income Support limits are insufficient to meet typical market fee rates. In addition, claimants of all ages are excluded from non-financial support and advocacy offered by social services departments under the community care reforms, which have passed preserved rights residents by. The author concludes that the best option is to abolish the preserved rights regime and transfer funding and care management for claimants to local authorities. The research shows that the cost to the state of meeting fee shortfalls would be small. The largest impact would be the extra cost to local authorities of purchasing and care management arrangements.
Housing benefit reform: next steps
- Authors:
- KEMP Peter, WILCOX Steve, RHODES David
- Publisher:
- Joseph Rowntree Foundation,|York Publishing Services
- Publication year:
- 2002
- Pagination:
- 54p.,bibliog.
- Place of publication:
- York
An exploration of the options for restructuring and simplifying the current Housing Benefit scheme. Among all social security benefits, it is widely accepted that housing benefit suffers from some of the greatest problems. The Government has declared its intention of tackling this longstanding issue. Tax and pension proposals due to come into effect in 2003 have brought added urgency. This book considers the rules restricting the amount of rent taken into account when housing benefit is assessed and the relationship between housing benefit and the new tax credits. It also suggests how to reduce the poverty trap which the current system of overlapping benefits and tapers has created. The report outlines the position of low income owner-occupiers who are not eligible for benefit, and who can be worse off in work than out of it. The authors argue that a reformed housing benefit system incorporating a flat rate element could offer significant advantages, would be more transparent and easier to manage. They suggest that a properly integrated tax credit system should help reduce those poverty traps and that including owners within the system would help break down the tenure divide and end the unemployment trap.