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Future planning and financial education needs for asset building among persons with multiple sclerosis in rural areas
- Authors:
- PUTMAN Michelle, TANG Fengyan
- Journal article citation:
- Journal of Social Work in Disability and Rehabilitation, 5(2), 2006, pp.69-93.
- Publisher:
- Taylor and Francis
- Place of publication:
- Philadelphia, USA
This paper presents findings from a study of individuals with multiple sclerosis examining their planning and preparation activities for their future independent living and long-term care needs. Data collected from a representative sample of National Multiple Sclerosis Society members in the greater metropolitan St. Louis and eastern Illinois area of the United States indicate significant differences in income, assets, education, health and functional limitation status between individuals living in rural versus urban areas. Additionally, findings show respondents with greater levels of education and assets, and those living in urban areas, are more likely to have saved for retirement, made legal preparations, or engaged in planning activities for future needs. Recommendations for asset building programs include incorporating education and training on planning for independent living and long-term care into financial planning curriculum, particularly for people with multiple sclerosis living in rural areas. (Copies of this article are available from: Haworth Document Delivery Centre, Haworth Press Inc., 10 Alice Street, Binghamton, NY 13904-1580).
Building financial bridges to economic development and community integration: recommendations for a research agenda on asset development for people with disabilities
- Authors:
- PUTMAN Michelle, et al
- Journal article citation:
- Journal of Social Work in Disability and Rehabilitation, 4(3), 2005, pp.61-86.
- Publisher:
- Taylor and Francis
- Place of publication:
- Philadelphia, USA
Research on asset accumulation among the population of people with disabilities is quite limited. Previous work indicates that people with disabilities have significantly fewer assets than people without disabilities. Research on asset development suggests that in general, individuals in lower income tiers are able to save and that holding assets has a positive relationship with general personal well being, economic security, and civic behavior and community involvement. Many individuals with disabilities are living in chronic poverty. For those who are unable to work, the accumulation of assets is difficult. Without significant savings, people with disabilities are unable to afford down payments on homes, capitalize small businesses, pay for advanced education, purchase assistive technology, or make accessibility-related architectural modifications to their homes. This paper recommends four significant areas to be considered in developing a research agenda on asset development for people with disabilities. (Copies of this article are available from: Haworth Document Delivery Centre, Haworth Press Inc., 10 Alice Street, Binghamton, NY 13904-1580).